Dana Vutera & Associates, Inc. P.O. Box 41671 Baton Rouge, LA 70835
Phone: (225) 275 3262 Fax: (225) 275 3669 E-mail: dana@vutera.com
At Dana Vutera & Associates, we understand that long term care insurance is not a "one-size-fits-all" product. We take time to examine your individual needs and to create a long term care plan that is right for you and your family. We can accomplish that through a face to face appointment or by using our new and convenient on-line Long Term Care Needs Analysis. We are here to listen and assist you in making the most informed decision possible.
Long-term care insurance (LTC or LTCI) helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance or Medicare.
Individuals who require long-term care are generally not sick in the traditional sense but ,instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking.
Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime. About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs, long-term care insurance may not be available. Early onset (before age 65) Alzheimer's and Parkinson's disease are rare but do occur.
“Top 10 Benefits of Owing LTCI - Even If You Never File a Claim”
Read our article from Life Insurance Selling Magazine . "Click here To read the article by our associate L. Nicholas Hogan, LTCP, LUTCF ".
If you would like a PDF version of the article click here.
Government and Industry Links Recommend that Americans Own LTCI.
At I to I Solutions, we understand that long term care insurance is not a "one-size-fits-all" product. We take time to examine your individual needs and to create a long term care plan that is right for you and your family. We can accomplish that through a face to face appointment or by using our new and convenient on-line Long Term Care Needs Analysis. We are here to listen and assist you in making the most informed decision possible.
Top 10 benefits of Owning Long Term Care Insurance Today